Current Loan Rates

Effective 01-12-2012

Loan Rate Schedule:

APR = Annual Percentage Rate.  Your actual rate may be higher.  Your rate may vary based on term, application and credit history.  Rates are subject to change without prior notice.  Please contact the Credit Union for further information.

NEW/USED AUTO: Approx. Term APR Range

New

  36 mths 2.75-6.25%
  48 mths 2.75-6.25%
  60 mths 2.75-6.25%
  72 mths 2.75-6.25%
Used (7 yrs & newer)
 (4-7 year old models) 36 mths 2.75-6.25%
(3 year or newer model) 48 mths 2.75-6.25%
 (2 year or newer model) 60 mths 2.75-6.25%
 (1 year old model) 72 mths 2.75-6.25%
 
NEW/USED BOAT: Approx. Term APR Range
New
  36 mths 5.50-9.00%
  48 mths 5.75-9.25%
  60 mths 6.25-9.75%
  72 mths 6.75-10.25%
  84 mths 7.00-10.50%
Used
  36 mths 6.00-9.50%
  48 mths 6.25-9.75%
  60 mths 6.75-10.25%
  72 mths 7.25-10.75%
     
NEW/USED RV: Approx. Term APR Range
New
  Up to 48 mths 6.00-9.50%
  60 mths 6.25-9.75%
  72 mths 6.75-10.25%
  84 mths 7.25-10.75%
  96 mths 7.25-10.75%
  120 mths 7.25-10.75%
Used
  Up to 48 mths 6.25-9.75%
  60 mths 6.50-10.00%
  72 mths 7.50-11.00%
  84 mths 8.00-11.50%
  96 mths 8.25-11.75%
 
NEW/USED MOTORCYCLE/ATV: Approx. Term APR Range
New Motorcycle/ATV Up to 36 mths 6.50-10.00%
  48 mths 6.75-10.25%
   60 mths 7.00-10.50%
Used Motorcycle Up to 36 mths 7.50-11.00%
  48 mths 7.75-11.25%
  60 mths 8.00-11.50%
 
PERSONAL LOANS: Approx. Term APR Range
  36 mths 9.90%
 
LINE OF CREDIT/OVERDRAFT: Approx. Term APR Range
  36 mths 15.40-18.00%
 
SHARE SECURED: Approx. Term APR Range
    4.10%
 
SHARE CERTIFICATE SECURED: Approx. Term APR Range
    Share Certificate APR + 3%

** Contact the Loan Dept for futher details**

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MasterCard Disclosure - Gold and Standard Card PDF Format
MasterCard Disclosure - Secured and Platinum Card PDF Format


 

 











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